Terms of Service

Last updated: July 9, 2026

Company Identity & Acceptance

These Terms of Service govern your use of Thrifty Reset (Thrifty Reset Limited) and its services. By accessing and using our website, you agree to comply with these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of the website following any changes constitutes your acceptance of the new terms.

Scope of Services

Our website provides a comprehensive resource for individuals interested in financial wellness through frugal living practices. We offer educational content, personal essays, practical guides, and community insights related to no-spend challenges, minimalist money resets, and thirty-day frugal living experiments. Our blog features authentic perspectives from Winnipeg-based contributors sharing their experiences with intentional spending reduction and mindful consumption. We do not provide professional financial, investment, or legal advice, and our content is intended for informational and inspirational purposes only.

User Obligations

You agree to use our website in a lawful and responsible manner. You shall not engage in any activity that disrupts, interferes with, or damages our services or systems. This includes, but is not limited to, uploading malware, using automated tools to scrape content without permission, or attempting to gain unauthorized access to our platforms. You are responsible for maintaining the confidentiality of any account information and for all activities conducted through your account. You agree not to post harmful, offensive, or defamatory content.

Intellectual Property

All content on our website, including text, images, graphics, and design elements, is the property of Thrifty Reset Limited or its content contributors and is protected by copyright law. You may not reproduce, distribute, transmit, or otherwise use any content without our explicit written permission. Personal essays and contributed articles remain the intellectual property of their respective authors. We grant you a limited license to view and download content for personal, non-commercial use only. Any unauthorized use of our content may result in legal action.

Limitations & Liability

Our website is provided on an "as-is" basis without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any content. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services. This includes loss of profits, data, or other intangible losses. Your sole remedy for dissatisfaction with our services is to cease using them. We are not responsible for third-party links or external content.

Termination

We reserve the right to terminate or suspend your access to our website at any time, with or without cause, and with or without notice. Termination may occur if you violate these terms, engage in illegal activity, or for any reason we deem necessary. Upon termination, your right to use our services ceases immediately. All provisions of these terms that should survive termination, including limitations of liability and intellectual property rights, shall continue to apply. We are not liable for any loss or damage resulting from termination of access.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Canada, specifically the province of Manitoba, without regard to its conflict of law principles. Any legal action or proceeding relating to these terms shall be exclusively brought in the courts located in Manitoba. By using our website, you consent to the jurisdiction of these courts and waive any objection to venue. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.